Directory of Mortgage Lenders

Here are some tips to finding the right mortgage lender near you.

• Get your credit score in shape. The lower your credit score, the higher your risk to a mortgage lender.
• Learn the difference between credit unions, correspondent lenders, savings and loans, and mutual savings banks.
• Get preapproved for a home loan.
• Compare rates from local mortgage lenders.
• Use a mortgage calculator to help determine what you can afford.